SoFi 推出年化收益率 4.4% 的代币化存款

【SoFi 推出年化收益率 4.4% 的代币化存款】金色财经报道，美国金融科技公司 SoFi Technologies 推出面向加密用户的计息代币化存款产品 SoFi Earn（SOFIE），年化收益率为 4.4%，并在适用限额内享有美国联邦存款保险公司（FDIC）存款保险。用户可通过 SoFi Crypto 使用该产品，并按 1:1 比例将 SOFIE 兑换为 SoFiUSD 稳定币，用于购买加密货币或向支持的外部钱包转账。SoFi 表示，SOFIE 存款在兑换前持续产生利息，预计于 11 月完成向加密业务用户的全面开放。需要注意的是，FDIC 保险适用于符合条件的银行存款，而非兑换后的 SoFiUSD 稳定币。SoFi 称，这是美国全国性银行首次直接向个人客户提供代币化存款产品。(2026-10-22 20:14:24)

排名	#	交易平台	24H成交额	成交涨跌幅	活跃度
1	OKX 欧易OKX	$187.38亿	-11.34%	86.7%	86.7%
2	HTX 火币huobi	$26.84亿	0.44%	68.6%	68.6%
3	Binance 币安网	$405.58亿	-8.22%	85.4%	85.4%
4	Coinbase Coinbase	$9.13亿	-15.28%	69.3%	69.3%
5	Bybit Bybit	$108.71亿	-6.57%	65.3%	65.3%
6	Crypto.com Crypto.com	$12.09亿	-8.21%	53.3%	53.3%
7	Bitfinex Bitfinex	$2.01亿	19.23%	65.3%	65.3%
8	Kraken K网(Kraken)	$7.59亿	-8.99%	68.4%	68.4%
9	Upbit Upbit	$2.76亿	-21.57%	56.9%	56.9%
10	Bitget Bitget	$71.14亿	0.49%	71.1%	71.1%
11	Deribit Deribit	$4.41亿	5.36%	36.2%	36.2%
12	Gemini 双子星（Gemini）	$3,004.49万	-18.32%	59.5%	59.5%
13	BiKing 币王	$216.40亿	-0.43%	31%	31%
14	MEXC MEXC	$108.16亿	1.3%	76.2%	76.2%
15	Bithumb Bithumb	$1.44亿	-9.72%	66.9%	66.9%
16	gate.io 大门	$109.96亿	-12.34%	55.2%	55.2%
17	BitTap 币泰	$11.61亿	-6.52%	26%	26%
18	Hyperliquid Hyperliquid	$16.41亿	26.33%	46.9%	46.9%
19	Uniswap v3 (Base) Uniswap v3 (Base)	$1.09亿	-10.84%	31.5%	31.5%
20	bitFlyer bitFlyer	$1,665.29万	-21.01%	58.2%	58.2%

排名	#	币种	最新价	24H最高	24H最低	24H量	流通市值	24H涨跌幅
1	BTC 比特币	$ 81850.7	$8.49万	$8.16万	$10.07亿	$1.64兆	-2.27%	-2.27%
2	ETH 以太坊	$ 2404.78	$2,526.17	$2,394.71	$3.42亿	$2,902.41亿	-3.03%	-3.03%
3	XRP 瑞波币	$ 1.3252	$1.40	$1.32	$4,681.18万	$807.28亿	-2.83%	-2.83%
4	BNB 币安币	$ 733.9	$751.80	$730.20	$1,359.88万	$1,000.74亿	-1.67%	-1.67%
5	USDC USD Coin	$ 1.00083	$1.00	$1.00	$4,835.52万	$707.74亿	-0.02%	-0.02%
6	SOL Solana	$ 104.61	$109.20	$103.55	$9,486.93万	$592.66亿	-2.46%	-2.46%
7	TRX 波场	$ 0.3309	$0.33	$0.33	$300.87万	$313.42亿	-0.18%	-0.18%
8	DOGE 狗狗币	$ 0.07954	$0.08	$0.08	$2,470.97万	$133.81亿	-3.5%	-3.5%
9	BCH 比特现金	$ 275.82	$290.18	$273.30	$69.16万	$55.10亿	-3.78%	-3.78%
10	HYPE Hyperliquid	$ 78.16	$82.54	$77.77	$2,535.48万	$265.23亿	-4.06%	-4.06%
11	ADA 艾达币	$ 0.21658	$0.23	$0.21	$609.58万	$77.86亿	-4.49%	-4.49%
12	WBTC Wrapped Bitcoin	$ 81697.1	$8.44万	$8.16万	$3,015.54	$105.32亿	-2.67%	-2.67%
13	LEO UNUS SED LEO	$ 9.021	$9.04	$9.00	$294.34	$83.15亿	-0.14%	-0.14%
14	LINK ChainLink	$ 12.045	$12.81	$11.99	$580.02万	$81.68亿	-3.46%	-3.46%
15	XLM 恒星币	$ 0.17754	$0.19	$0.18	$269.64万	$57.55亿	-4.04%	-4.04%
16	LTC 莱特币	$ 59.21	$62.39	$58.87	$720.65万	$45.42亿	-4.08%	-4.08%
17	HBAR Hedera Hashgraph	$ 0.08106	$0.09	$0.08	$303.28万	$34.69亿	-5.23%	-5.23%
18	ZEC 大零币	$ 1245.14	$1,368.24	$1,226.38	$2,870.43万	$205.15亿	-5.37%	-5.37%
19	AVAX Avalanche	$ 9.197	$10.06	$9.17	$610.06万	$39.57亿	-5.64%	-5.64%
20	SHIB Shiba Inu	$ 0.000005012	$0.00	$0.00	$29.46万	$29.53亿	-3.61%	-3.61%
21	SUI Sui	$ 0.983	$1.06	$0.98	$1,500.65万	$37.28亿	-5.36%	-5.36%
22	CRO Cronos	$ 0.05715	$0.06	$0.06	$16.53万	$22.06亿	-2.15%	-2.15%
23	WLFI worldlibertyfinancial-education	$ 0.05557	$0.06	$0.06	$41.04万	$14.86亿	-1.78%	-1.78%
24	UNI Uniswap	$ 7.111	$7.73	$7.00	$1,368.73万	$45.17亿	-5.23%	-5.23%
25	DOT 波卡币	$ 1.1277	$1.19	$1.10	$140.01万	$18.64亿	-3.92%	-3.92%
26	MNT Mantle	$ 0.5371	$0.56	$0.53	$19.40万	$17.47亿	-1.91%	-1.91%
27	PAXG PAX Gold	$ 4086.79	$4,145.32	$4,070.00	$27.88万	$15.56亿	-1.25%	-1.25%
28	ASTER Aster	$ 0.7011	$0.72	$0.70	$421.26万	$17.50亿	-2.69%	-2.69%
29	AAVE Aave	$ 147.29	$160.49	$146.63	$894.87万	$22.55亿	-5.61%	-5.61%
30	HTX HTX	$ 0.0000016425	$0.00	$0.00	$3,053.33	$16.42亿	-0.04%	-0.04%
31	TAO Bittensor	$ 259.95	$281.44	$256.89	$446.64万	$27.47亿	-5.21%	-5.21%
32	OKB OK币	$ 112.03	$117.47	$110.53	$273.65万	$23.53亿	-3.84%	-3.84%
33	PEPE Pepe	$ 0.000004503	$0.00	$0.00	$1,416.85万	$18.94亿	-2.78%	-2.78%
34	ETC 以太经典	$ 7.797	$8.21	$7.77	$26.56万	$12.09亿	-3.84%	-3.84%
35	NEAR NEAR Protocol	$ 4.988	$5.45	$4.91	$4,468.07万	$64.08亿	-4.51%	-4.51%
36	ICP Internet Computer(Dfinity)	$ 2.768	$2.99	$2.75	$42.98万	$15.12亿	-5.81%	-5.81%
37	PI Pi Network	$ 0.07872	$0.08	$0.08	$34.03万	$6.60亿	-1.83%	-1.83%
38	WLD Worldcoin	$ 0.5417	$0.59	$0.54	$1,439.24万	$14.66亿	-6.66%	-6.66%
39	ATOM 阿童木	$ 1.726	$1.78	$1.69	$11.40万	$8.40亿	-1.82%	-1.82%
40	FDUSD First Digital USD	$ 0.9985	$1.00	$1.00	$965.52万	$9.82亿	-0.04%	-0.04%
41	ENA Ethena	$ 0.20032	$0.23	$0.20	$1,565.65万	$15.94亿	-3.96%	-3.96%
42	USDD USDD	$ 0.9975	$1.00	$1.00	$2.99万	$8.53亿	-0.18%	-0.18%
43	KAS Kaspa	$ 0.03764	$0.04	$0.04	$156.53万	$10.20亿	-2.13%	-2.13%
44	QNT Quant	$ 194.53	$213.01	$192.36	$307.81万	$23.49亿	-0.86%	-0.86%
45	ALGO Algorand	$ 0.10898	$0.12	$0.11	$11.06万	$9.63亿	-3.88%	-3.88%
46	FLR Flare	$ 0.006339	$0.01	$0.01	$10.80万	$5.24亿	-2.03%	-2.03%
47	XDC XDC Network	$ 0.03449	$0.04	$0.03	$51.51万	$6.58亿	-0.63%	-0.63%
48	APT Aptos	$ 0.7774	$0.85	$0.77	$42.16万	$5.84亿	-5.14%	-5.14%

SoFi 推出年化收益率 4.4% 的代币化存款

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